CREDIT MANAGER SEBA

Company Description In qualità di partner privilegiato per l'automazione di porte e finestre, SOMFY si impegna a ispirare nuovi e migliori modi di vivere per tutti. Come gruppo francese, familiare e indipendente, in continua crescita fin dalla nostra creazione, siamo leader mondiali da 50 anni e pionieri della domotica. L'innovazione guida costantemente il nostro lavoro e garantisce l'eccellenza delle nostre soluzioni. Siamo presenti in 58 Paesi, con otto siti produttivi e 17 centri di ricerca e sviluppo. Siamo profondamente impegnati nel benessere dei nostri 7.000 dipendenti, ne promuoviamo l'occupabilità sostenibile favorendo la mobilità interna e sviluppando le loro competenze. Promuoviamo la diversità e l'inclusione basandoci sulla nostra solida cultura aziendale. Job Description The mission of the job: The Credit Manager is responsible to manage the entire credit process of the Business Area Southern Europe, contributing to the development and implementation of the credit policies, actively safeguarding the business profitability, minimizing the risks associated. The Credit Manager assesses the creditworthiness of existing and potential customers. Main activities: Customer credit risk and credit limit: assessment, definition, and maintenance. Customer solvency control. Business partnering: define proper balance between business choices, compliance and economic/financial impact. Decision on payment conditions (terms and methods) respecting group policies and local regulations. Negotiation of guarantees (bank guarantees, ...). Responsible for the daily credit check and order release. Managing customer credit insurance activities (negotiate the credit limit, turnover declaration, claim process). Definition, calculation and monitoring of KPIs (provision for bad debts, overdue, DSO). Analysis of overdue amounts, management of debt collection (pre-dunning and payment reminders), definition of payment plans to ensure that the agreed payment conditions are fulfilled. Collaboration with legal office and external legal partners for claim disputes on collection activity and insolvency procedures. Generate periodic reports and provide strategic insights to management. Work closely with sales and customer service teams to ensure efficient and effective credit management. Monitoring the application of group procedures. Review and update the internal procedures, improving process efficiency, ensuring standardization and compliance in all territories. Lead & provide the management support to the team of credit analyst. Qualifications Technical/hard competencies: Business understanding. Controlling. Soft/behavioural competencies: Leadership / Authority. Ability to communicate complex findings in a clear and concise manner. Ability to negotiate. Rigorous. Proactive. Able to adapt. Analytical/synthesis skills. Autonomous. Interpersonal skills. Management competencies: Team Management. Additional Information Language: English (B2 level). Education: Master’s Degree in Finance or Management Control. Minimal years of experience: 5-10 years. The protection of our candidates’ personal data is a commitment of Somfy Group. We therefore ask any candidate to submit their application to us exclusively via our secure system, and not by email or postal. #J-18808-Ljbffr